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What are the current UK mortgage rates?

LTV is expressed as a percentage, and it reflects the size of the mortgage you need as a proportion of the value of the home you want to buy. The bigger the deposit you have, the lower the LTV, and vice-versa.

Landlord and tenant relationships are now a part of the main headline. No tenant pays rent on time. Some people get into trouble with the landlord for various reasons despite paying again. There are landlords who get angry when tenants bring guests to their homes. Some enter the tenant's house without informing them. But all this falls within the rules? Let's find out.

What to do if the landlord forces entry?

If you feel that your landlord has entered your apartment in violation of any of the rules mentioned above, you can first calmly discuss the issue with your landlord. Even if the landlord does not listen, you can send an official letter to your landlord through a mail. If that doesn't work, you can go to court.

However, it is important to keep all evidence that the landlord entered the apartment without complying with the entry rules before going to court. Collect physical evidence such as photographs or video recordings where possible. Which will help you later.

What rights do tenants get?

Before renting a house, make an agreement. Once the contract is signed, the landlord cannot do anything without the tenant's knowledge, nor can the tenant do anything without the landlord's consent. However, both parties must agree to make the agreement accordingly.

Remember, if there is any damage to the house property, who will do the repairs also depends on the contract. For example, tenants may undertake minor repairs as per the contract. But painting the house or changing the water pipe, repairing the building all these works have to be done by the house owner. However, if the tenant causes any major damage to the house, the tenant will have to pay for it.

What to do if the landlord threatens?

Always keep an eye on the contract if the landlord repeatedly threatens to vacate. Always remember that the eviction rules should be followed as per the contract. Usually both the tenant and the landlord are required to maintain a one-month contract before vacating the house.

Can landlords control tenant movements?

Landlords can never impose restrictions on tenants. For example, curfew at night, not allowing pets at home, hassles with parking. These should be settled by talking among themselves calmly. There is no specific law for these.

What could a Labour government mean for the housing market? We’ve spoken exclusively to Sir Keir Starmer about Labour’s housing promises, asking him how they would help home-movers. You can read what he said here.

Now that a Labour government has been confirmed, we take a closer look at what they’ve pledged to do for the housing market.

Building new homes Labour plan to build 1.5 million homes over the next five years, and update the National Policy Planning Framework.

Stamp duty First-time buyers currently pay no stamp duty on homes priced up to £425,000. However, this relief is due to end next year. Previously, the threshold for first-time buyers to pay stamp duty was set at £300,000. Labour plan to keep the current stamp duty exemption for first-time buyers that’s in place, but haven’t committed to extending it beyond the end of March 2025 expiry date.

Help for renters Labour has pledged to ban no-fault evictions. They are also looking to have ‘Awaab’s law’ – which currently applies to social housing only – apply to the private rental sector. This requires landlords to investigate and fix reported health hazards within specified timeframes.

5 Comments

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Shamim Hossain

13 Mar 2024

ঢাকা শহরের বাড়িওয়ালারা একটা বাড়ি করে মনে করেন আকাশের চাঁদ দখল করে ফেলেছে। রমজান মাসে আল্লাহ তাদের তৌফিক দান করুক।

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Md. Amir Ali

13 Mar 2024

বাংলাদেশে আইন বলতে কিছু কি আছে? বাড়িওয়ালাদের আবার আইন কিসের? এরা তো নিজেরাই আইন তৈরী করে।

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Mahfuza Sultana

13 Mar 2024

বাড়িওয়ালা-ভাড়াটিয়া সম্পর্ক হওয়া উচিত মনের মতো। কিন্তু কোনোদিন কি তা সম্ভব? আমার কাছে মনে হয় না। আইন দিয়ে সব সম্ভব নয়।

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Alam Dewan

15 Mar 2024

দেশ আজ স্বার্থান্বেষী মহলের কাছে আবদ্ধ। এই মহলের একদল হচ্ছে বাড়িওয়ালা। আল্লাহ আমাদের মতো মধ্যবিত্ত পরিবারকে হেফাজত করুন।

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Monira Sopa

19 Mar 2024

''Remove house owner from Bangladesh, you will get anti-corruption country''- Speech by Monira.

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